Being out of work can be tough, but knowing what support is available and how to take care of yourself can make a big difference. This guide will walk you through the benefits you can apply for, tips on managing your time and mental health, and ways to stay positive while job hunting.

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Understanding Universal Credit 💷

Universal Credit is a payment to help with your living costs if you’re out of work or on a low income. Here’s what you need to know:

Who can apply?

If you’re 18 or over, living in the UK, and have £16,000 or less in savings, you may be eligible. Some people under 18 and those in the country under specific immigration statuses may have different eligibility rules, so it’s important to check if this applies to you.

What it covers

Universal Credit can assist with rent, living expenses, and childcare costs. It’s designed to replace several older benefits like Jobseeker’s Allowance (JSA) and Housing Benefi

How to apply

Applications are typically made online, and you’ll need details like your National Insurance number, bank account information, and any income or savings you have.

Top tip

If you’re an immigrant or asylum seeker, your eligibility for benefits may vary based on your status. Seek advice from organisations like Citizens Advice or Refugee Action to understand what you can claim.

Citizens Advice

Refugee Action

Other benefits you might be entitled to: 🏡

Council Tax reduction

If you’re on a low income or claiming certain benefits, you could get a discount on your Council Tax. The rules vary depending on your local council.

Housing Benefit

Though largely replaced by Universal Credit, Housing Benefit is still available for some people who need help paying rent. Check if you qualify, especially if you’re in supported or temporary housing.

Jobseeker’s Allowance (JSA)

If you’re actively looking for work and meet the criteria, JSA might be an option. However, your immigration status may affect eligibility.

Free prescriptions and healthcare costs

If you’re on low-income benefits, you may qualify for free prescriptions, dental care, and eye tests. This can be particularly important if you’re managing health conditions while unemployed.

Coping with the emotional impact 💔

Being out of work can be stressful and impact your mental health, especially if you’re also navigating challenges like immigration issues, learning a new language, or dealing with isolation.

But there is support available to help you. Take things one day at a time, and don’t hesitate to seek out the advice and resources to make your journey easier.

Here are some ways to cope:

Stay connected 🤝

Whether it’s with friends, family, or community groups, staying connected can help you feel less alone. Look for local organisations that offer support to people from your background.

Set a routine 🗓️

Structure your day with small, manageable tasks, like attending workshops, or volunteering. A routine can provide a sense of purpose.

Focus on what you can control 😔

The job market can be tough, but focusing on actions you can take - like improving your CV or learning new skills - can help you feel more in control

Practice self-care 🫶

Prioritising your well-being is important. Whether it's taking time to relax, exercising, or doing something you enjoy, make space for activities that help you recharge. Even small acts of self-care can lift your mood and reduce stress.

Mental health support for all backgrounds 🧠

Mental health support is available for everyone, including those from immigrant and asylum-seeking backgrounds. Organisations like Mind and Samaritans offer free, confidential help, and there are specific services available for those experiencing trauma related to displacement.

Mind

Samaritans

Staying productive and motivated 🎯

It’s important to stay active and engaged, even when job opportunities are scarce. Here are some ways to stay productiv

Volunteer

Volunteering can help you build new skills, make connections, and improve your English (where appropriate). It can also be a pathway to employment, as it shows potential employers that you’re motivated and community-minded. If you’re waiting for an asylum claim to be processed, you might not be allowed to work, but volunteering is often permitted.

Learn something new

Many organisations offer free or low-cost courses, including those that teach English as a second language, vocational skills, or even help with understanding UK work culture.

Set small goals

Break down your job search or personal development into small, achievable steps. Celebrate each success, whether it’s completing a course, applying for a job, or attending a networking event.

Job hunting tips 🛠️

When you’re ready to focus on job hunting, these tips can help:

Update your CV 🖊️

Tailor your CV to the UK job market, highlighting any new skills, volunteer work, or previous experience, even if it was gained abroad.

Use job boards 💻

Websites like Diversifying.io and LinkedIn have listings for all kinds of jobs. Some platforms also cater specifically to diverse candidates, which might increase your chances of finding a supportive employer.

Network 🤝

Reach out to community organisations, former colleagues, or people you meet through volunteering. Networking can often open doors that formal applications cannot.

Need more support with your job search? 💛

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